Affordable Final Expense Insurance Starting at Just $1/Day*
Protect your family from funeral costs.
Average call wait: under 1 minute
A+ Rated Carriers
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No Obligation Quote
Free quote with no pressure or hidden fees.
Licensed Agents
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Why Choose Final Expense Insurance?
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Takes less than 60 seconds. No medical exam required for many plans.
Why Families Choose Us
Affordable Coverage
Plans designed to fit your budget, with fixed premiums that never go up.
Fast Approval
Many applicants qualify quickly — often the same day, with no medical exam.
Speak With a Licensed Agent
Real people answer the phone. No robots, no pressure — just clear answers.
Example Monthly Premiums
Based on $10,000 coverage for a non-tobacco applicant.
| Age | Example Monthly Premium* |
|---|---|
| 50 | From $18/mo |
| 60 | From $27/mo |
| 70 | From $44/mo |
| 80 | From $79/mo |
*Premiums vary based on age, health, tobacco use, coverage amount, and carrier.
We compare quotes from A+ rated carriers
Simple. Fast. 3 Steps.
Call or request a quote
Takes less than a minute.
Compare plans with an agent
We shop top carriers for you.
Get covered — often same day
No medical exam on many plans.
What Our Customers Say
“The process was easy, and I found affordable coverage for my mother. The agent was patient and kind.”
“The agent answered all my questions and helped me choose the right plan. No pressure at all.”
Frequently Asked Questions
What is Final Expense Insurance?
Final Expense Insurance (also called burial insurance) is a small whole life policy — usually $5,000 to $50,000 — designed to cover funeral costs, medical bills, and other end-of-life expenses so your family isn't left with the bill.
Is there a waiting period?
Many plans offer full, first-day coverage. Some guaranteed-issue plans have a 2-year graded benefit period. An agent will help you find the plan that best fits your health.
Do I need a medical exam?
No. Most final expense plans require no medical exam — just a few simple health questions.
What ages qualify?
Coverage is typically available for ages 50 to 85. Some carriers accept applicants up to 89.
How much coverage do I need?
The average U.S. funeral costs $8,000–$12,000. Most families choose between $10,000 and $25,000 to cover the funeral plus small debts.
Can I keep my current doctor?
Yes. Final Expense Insurance is life insurance — it has no effect on your doctor, Medicare, or any medical coverage.
Ready to protect your family?
Speak with a licensed agent today — free, no obligation.
Open today 8am–8pm ET